Early Life and Career
Zafrul was born on 25 June 1973, the eldest of four siblings. His mother is Raja Datuk Zaharaton Raja Zainal Abidin, former Director-General of the Economic Planning Unit (EPU) of the Prime Minister's Department of Malaysia, and his father, Tengku Abdul Aziz, is a businessman. Zafrul has two children (a daughter Tengku Zahra Jasmina and a son Tengku Zaeem Khalif), and is married to Raja Datin Johanna Arshad.
Zafrul, who graduated from University of Bristol, UK with a BSc (Hons) in Economics and Accounting, did his masters in University of Exeter, UK. He started out as a corporate finance executive in Am Investment Bank. He then joined Crédit Agricole as an investment analyst, moving up to Director within a few years. Succeeding this, he became the Advisor to the President of Tenaga Nasional Berhad. From here, he moved into investment banking at CIMB.
Zafrul was previously the Group Director of Kenanga Holdings Berhad and Director of Kenanga Investment Bank Berhad. Prior to joining Kenanga Group, he was the CEO and substantial shareholder of Tune Money Sdn Bhd (Tune Money). He joined Tune Money after serving as the Head of Investment Banking in Citigroup Malaysia.
Before that, he was Group Managing Director of Avenue Capital Resources (now ECM Libra), a listed company specialising in financial services – investment banking and fund management. He was also Chief Executive Officer of Avenue Securities and the Chairman of Avenue Asset Management.
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