Public Vs. Private Payment
The burden for the core of the healthcare system rests with government expenditure (approx. 77%). Private payment by individuals also plays an important role in the overall system although the cost of these payments are comparatively minor.
Damage as a result of "accidents", ranging from minor to major physical and psychological trauma, is generally completely covered by the Accident Compensation Corporation (ACC). This may include coverage for doctors visits and lump-sum payments.
Those earning less than certain amounts, depending on the number of dependents in their household, can qualify for a Community Services Card (CSC), which reduces the upfront fee for visiting a doctor.
Hospital and specialist care, on the other hand, is totally covered by the government if the patient is referred by a general or family practitioner.
Read more about this topic: Health In New Zealand
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