Health Insurance

Health insurance is insurance against the risk of incurring medical expenses among individuals. By estimating the overall risk of health care expenses among a targeted group, an insurer can develop a routine finance structure, such as a monthly premium or payroll tax, to ensure that money is available to pay for the health care benefits specified in the insurance agreement. The benefit is administered by a central organization such as a government agency, private business, or not-for-profit entity.

Read more about Health InsuranceBackground, Comparison, Standards of Hospitals and Clinics Used By Insurance Companies

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... A key factor in patient safety is that the health care providers should be safe and fit for purpose ... In the USA, insurers will often only make use of health care providers that are independently surveyed by a recognized quality assurance program, such as being accredited by accreditation schemes such as ...

Famous quotes containing the words insurance and/or health:

    For there can be no whiter whiteness than this one:
    An insurance man’s shirt on its morning run.
    Gwendolyn Brooks (b. 1917)

    In the continual enterprise of trying to guide appropriately, renegotiate with, listen to and just generally coexist with our teenage children, we ourselves are changed. We learn even more clearly what our base-line virtues are. We listen to our teenagers and change our minds about some things, stretching our own limits. We learn our own capacity for flexibility, firmness and endurance.
    —Jean Jacobs Speizer. Ourselves and Our Children, by Boston Women’s Health Collective, ch. 4 (1978)