Biography
Ramsey was born and raised in Antioch, Tennessee. He was a 1982 graduate of the College of Business Administration at University of Tennessee, Knoxville. At the age of 26, through his brokerage firm, Ramsey Investments, Inc., he built a rental real estate portfolio worth more than $4 million and became one of Tennessee's youngest brokers to be admitted to the Graduate Realtors Institute.
Ramsey was a licensed insurance agent in the State of Tennessee from 6/18/1984 until his license expired in 10/07/1996. His producers license number was 0652539. His record with the state can still be found online by visiting the lookup for license services.
Ramsey's success soon came to an end as the Tax Reform Act of 1986 began to have a negative impact on the real estate business. One of Ramsey's largest creditors was sold to a larger bank, which began to take a harder look at Ramsey's borrowing habits. The bank demanded he pay $1.2 million worth of short-term notes within 90 days, forcing him to file for bankruptcy relief.
Ramsey began counseling couples at his local church. Soon after offering private counseling services, Ramsey began attending every workshop and seminar on consumer financial problems that he could find. He developed a simple set of lessons and materials based partially on his own experience and on works and teachings by Larry Burkett and Ron Blue. In 1992, after many requests from his clients, he wrote his first book Financial Peace.
Ramsey has been married to his wife, Sharon, for over 30 years; they have three children: Denise; Rachel; and Daniel. The family resides in Franklin, Tennessee.
Read more about this topic: Dave Ramsey
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