Bank - Challenges Within The Banking Industry

Challenges Within The Banking Industry

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Challenges Within The Banking Industry - Competition For Loanable Funds
... To compete for deposits, US savings institutions offer many different types of plans Passbook or ordinary deposit accounts — permit any amount to be added to or withdrawn from the account at any time ... NOW and Super NOW accounts — function like checking accounts but earn interest ...

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    The approval of the public is to be avoided like the plague. It is absolutely essential to keep the public from entering if one wishes to avoid confusion. I must add that the public must be kept panting in expectation at the gate by a system of challenges and provocations.
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    One of the reforms to be carried out during the incoming administration is a change in our monetary and banking laws, so as to secure greater elasticity in the forms of currency available for trade and to prevent the limitations of law from operating to increase the embarrassment of a financial panic.
    William Howard Taft (1857–1930)