Background
Chatham County, Georgia owned, operated, and maintained the Causton Bluff Bridge, a drawbridge over the Wilmington River. On October 6, 2002, James Ludwig requested that the bridge be raised to allow his boat to pass. The bridge malfunctioned, and a section fell and collided with Ludwig's boat, causing damages in excess of $130,000. The Ludwigs submitted a claim for those damages to their insurer, Zurich Insurance, which paid in accordance with the terms of their insurance policy.
Read more about this topic: Northern Insurance Company Of New York V. Chatham County
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