The National Australia Bank Group is organised into nine divisions, spread across four geographic regions.
| Region |
Division |
Description |
| Australia |
| Business Banking |
- Australia's largest business bank (by assets)
- Employees: 5,427
- ~700,000 clients
- 2011 cash earnings: A$2,445m
|
| Personal Banking |
- Australia's fourth largest retail bank
- Employees: 8,705
- ~3,000,000 customers (~100,000 UBank customers)
- Brands include: NAB Retail, UBank, Homeside and Advantedge
- 2011 cash earnings: A$932m
|
| UBank |
- An internet centric direct bank
- ~$15b deposits
- ~100,000 customers
|
| MLC & NAB Private Wealth |
- 5,909 employees
- Investment, superannuation, insurance and private wealth solutions to individual investors and corporate customers
- Brands include: MLC, JBWere, Navigator, Plum, JANA, NAB Private Wealth
- 2011 cash earnings: A$533m
|
| United Kingdom |
UK Banking |
- Clydesdale Bank and Yorkshire Bank
- Retail, business and corporate banking services
- Employees: 8,351
- ~2.7 million customers
- 2011 cash earnings: A$288m
|
| New Zealand |
NZ Banking |
- Bank of New Zealand
- Retail, business and agribusiness banking and insurance services
- Employees: 4,641
- ~1 million customers
- 2011 cash earnings: A$469m
|
| USA |
Great Western Bank |
- Great Western Bank
- Consumer, business and agri-banking
- Employees: 1,492
- ~300,000 customers
- 125 branches located across seven states, mainly in the Mid-West agricultural region of the US
- 2011 cash earnings: A$88m
|
| Global |
| Wholesale Banking |
- 2,889 employees located in Australia, New Zealand, Asia, the United Kingdom and the United States
- Capabilities: capital markets, foreign exchange, derivatives, project finance, custodian services
- Sector specialisations: Financial Institutions, Infrastructure, Natural Resources
- 2011 cash earnings: A$661m
|
| Specialised Group Assets |
- Bad bank containing approximately A$15 billion of exposures including CDOs and high yield debt
- Created in aftermath of the Global Financial Crisis
- Aim for orderly wind down of assets over time
- 2011 cash earnings: A$110m
|
| Corporate Functions and Other |
- Includes the Group's operations in Asia, as well as Group Funding and other service functions
- 2011 cash earnings: A$159m
|