History
The Joyo Bank can trace its roots back to the Meiji era in 1878 with the establishment of the Goju Bank (五十銀行, Gojū Ginkō?) and the Tokiwa Bank (常磐銀行, Tokiwa Ginkō?). These two institutions merged on July 30, 1935 to form the Joyo Bank. The year 2005 saw the 70th anniversary of this event. The bank has merged with several other regional banks over the next decade. During the 1980s and 1990s, the Joyo Bank opened up representative offices in major markets such as New York (1987 – 2002), London (1982 – 2000), Hong Kong (1994 – 1999), and Shanghai (est. 1996). Of these, only the Shanghai office remains open.
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