Infection ratio is a financial term describing the relationship between non-performing portfolios versus the total loan portfolio. Infection ratio is used to work out the relationship between non-performing portfolio (i.e. loans not efficiently being recovered) to total loan portfolio of a bank etc. The ratio is used to evaluate/compare infection in the loan portfolio between two different time periods, or amongst various organization, industry standard. The users of this financial management technique are the central banks/regulators, credit rating agencies, and institutions in the business of giving credit lines/loans.
Famous quotes containing the words infection and/or ratio:
“This royal throne of kings, this sceptred isle,
This earth of majesty, this seat of Mars,
This other Eden, demi-paradise,
This fortress built by nature for herself
Against infection and the hand of war,
This happy breed of men, this little world,
This precious stone set in the silver sea,
Which serves it in the office of a wall,
Or as a moat defensive to a house
Against the envy of less happier lands;
This blessèd plot, this earth, this realm, this England.”
—William Shakespeare (1564–1616)
“Personal rights, universally the same, demand a government framed on the ratio of the census: property demands a government framed on the ratio of owners and of owning.”
—Ralph Waldo Emerson (1803–1882)