Who Is Insured
Every year some 1,400,000 accidents in the Federal Republic of Germany involving employees who are either working or on their way to or from work. These are joined by around 18,000 cases of recognized occupational illnesses and some 1, 5 million school accidents. For those affected, the consequences often entail wide-ranging changes in their way of life. Restoring these people’s health and, as far as possible, their ability to work is the task of statutory accident insurance.
Every employee and trainee is covered by statutory occupational accident insurance. In industry and agriculture the employer’s liability insurance fund (Berufsgenossenschaften) are responsible for accident insurance. Providing coverage in the public sector are the municipal accident insurance associations (Gemeindeunfallversicherungsverbände) and other public-sector accident funds.
Coverage is provided for accidents at work or school or on the way to or from work or school- as well as for occupational illnesses. (1, 2, 3)
Read more about this topic: German Statutory Accident Insurance
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