German Statutory Accident Insurance
Statutory occupational accident insurance was already established back in 1884. The agencies in charge of providing this form of insurance are the industrial and agricultural employers' liability funds as well as public sector accident insurance funds, which include both municipal accident insurance association and other accidents funds. While employers “liability funds are organized according to industry, the public sector accident insurance funds are the most part organized in the regionally. (1, 2, 3)
Self administration of statutory occupational accident insurance: the accident insurance funds fulfil their legally designated task of preventing and illnesses by means of self-administration on the basis of parity between employers, entrepreneurs and employees. The organs of self- administration are the member’s assembly and executive board. This arrangement ensures that the interests of all participants are represented.
The legal basis for occupational accident insurance is formed by the German Social Code, in particular Book VII (SGB VII). (1, 2, 3)
Read more about German Statutory Accident Insurance: History, Financing, Who Is Insured, Benefits
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