North America
An example of a disability pension is from a private or Public Pension Plan, or the Canada Pension Plan. Another example is Supplemental Security Income (SSI) in the United States.
Normally, there is a minimum years of service to be eligible for the disability retirement benefit. The disability applicant might sign medical waivers for their medical records and normally is scheduled for an independent medical review (IME) to assure they are totally and permanently disabled.
The pension is calculated based on years worked, so the disability retiree can retire earlier (since they are unable to work), but receives an equitable pension based on years of service.
Read more about this topic: Disability Pension
Famous quotes related to north america:
“Civilization does not engross all the virtues of humanity: she has not even her full share of them. They flourish in greater abundance and attain greater strength among many barbarous people. The hospitality of the wild Arab, the courage of the North American Indian, and the faithful friendships of some of the Polynesian nations, far surpass any thing of a similar kind among the polished communities of Europe.”
—Herman Melville (1819–1891)