Free Annual Credit Report
As a result of the FACT Act (Fair and Accurate Credit Transactions Act), each legal U.S. resident is entitled to a free copy of his or her credit report from each credit reporting agency once every twelve months. The law requires all three agencies to provide reports: Equifax, Experian, and Transunion. These credit reports do not contain credit scores from any of the three agencies.
Read more about this topic: Credit Score (United States)
Famous quotes containing the words free, annual, credit and/or report:
“But that I love the gentle Desdemona,
I would not my unhousèd free condition
Put into circumscription and confine
For the sea’s worth.”
—William Shakespeare (1564–1616)
“In soliciting donations from his flock, a preacher may promise eternal life in a celestial city whose streets are paved with gold, and that’s none of the law’s business. But if he promises an annual free stay in a luxury hotel on Earth, he’d better have the rooms available.”
—Unknown. Charlotte Observer (October 6, 1989)
“Gratitude among friends is like credit among tradesmen: it keeps business up, and maintains commerce. And we pay not because it is just to discharge our debts, but that we might the more easily find lenders on another occasion.”
—François, Duc De La Rochefoucauld (1613–1680)
“The report of my death was an exaggeration.”
—Mark Twain [Samuel Langhorne Clemens] (1835–1910)