Free Annual Credit Report
As a result of the FACT Act (Fair and Accurate Credit Transactions Act), each legal U.S. resident is entitled to a free copy of his or her credit report from each credit reporting agency once every twelve months. The law requires all three agencies to provide reports: Equifax, Experian, and Transunion. These credit reports do not contain credit scores from any of the three agencies.
Read more about this topic: Credit Score (United States)
Famous quotes containing the words free, annual, credit and/or report:
“A bureaucracy is sure to think that its duty is to augment official power, official business, or official members, rather than to leave free the energies of mankind; it overdoes the quantity of government, as well as impairs its quality. The truth is, that a skilled bureaucracy ... is, though it boasts of an appearance of science, quite inconsistent with the true principles of the art of business.”
—Walter Bagehot (1826–1877)
“Time that scatters hair upon a head
Spreads the ice sheet on the shaven lawn;
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—Philip Larkin (1922–1986)
“If you love those who love you, what credit is that to you? For even sinners love those who love them.”
—Bible: New Testament, Luke 6:32.
“Sure, you can love your child when he or she has just brought home a report card with straight “A’s.” It’s a lot harder, though, to show the same love when teachers call you from school to tell you that your child hasn’t handed in any homework since the beginning of the term.”
—The Lions Clubs International and the Quest Nation. The Surprising Years, II, ch.3 (1985)