Credit Score (United States)

Credit Score (United States)

A credit score in the United States is a number representing the creditworthiness of a person, the likelihood that person will pay his or her debts.

Lenders, such as banks and credit card companies, use credit scores to evaluate the potential risk posed by lending money to consumers. Widespread use of credit scores has made credit more widely available and cheaper for consumers.

Read more about Credit Score (United States):  Free Annual Credit Report, Non-traditional Uses of Credit Scores, Criticism

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