1906 San Francisco Earthquake - Aftermath and Reconstruction

Aftermath and Reconstruction

Property losses from the disaster have been estimated to be more than $400 million. An insurance industry source tallies insured losses at $235 million (equivalent to $6.08 billion in 2011 dollars).

Political and business leaders strongly downplayed the effects of the earthquake, fearing loss of outside investment in the city which was badly needed to rebuild. In his first public statement, California governor George C. Pardee emphasized the need to rebuild quickly: "This is not the first time that San Francisco has been destroyed by fire, I have not the slightest doubt that the City by the Golden Gate will be speedily rebuilt, and will, almost before we know it, resume her former great activity." The earthquake itself is not even mentioned in the statement. Fatality and monetary damage estimates were manipulated.

In the rush to rebuild the city, building standards were first made much more stringent, but after about a year, they were in fact relaxed, instead of strengthened, "by upwards of 50%" according to historian Robert Hansen. The History Channel International series Mega Disasters attributes the rollback of the strict codes to complaints by contractors under duress from city fathers for the slow rate of reconstruction. In the report, the building codes were taken back off the books in only 13 months, while the official death toll was placed at a mere 379—which estimates raised plenty of eyebrows even at the time, as it was undoubtedly the most photographed disaster then known to mankind, and the damage suggests far more would have been trapped as is backed by anecdotal stories of many being trapped in fallen buildings then consumed by flames. For over forty years now, research by a San Francisco librarian has amassed a death toll well in excess of three thousand, and she has opined the effort will go on for years more. Part of the rush to rebuild was the desire to be ready for the Panama-Pacific International Exposition set to be hosted in 1915, and indeed by that year there was almost no visible damage to be seen in the city. This general disregard for earthquake safety still has effects for the city today, as a majority of buildings now standing in the city were built in the first half of the 20th century to the lax codes. Building standards did not reach even 1906 levels until the 1950s. A detailed analysis of the city today estimates that an earthquake less powerful than the 1906 quake would completely destroy many sections of the city and result in thousands of deaths.

Almost immediately after the quake (and even during the disaster), planning and reconstruction plans were hatched to quickly rebuild the city. Rebuilding funds were immediately tied up by the fact that virtually all the major banks had been sites of the conflagration, requiring a lengthy wait of seven-to-ten days before their fire-proof vaults could cool sufficiently to be safely opened without risk of spontaneous combustion. The Bank of Italy, however, had no vault and evacuated its funds to the country and was the only bank able to provide liquidity in the immediate aftermath. Its president also immediately chartered and financed the sending of two ships to return with shiploads of lumber from Washington and Oregon mills which provided the initial reconstruction materials and surge. In 1929, Bank of Italy was renamed and is now known as Bank of America.

William James, the pioneering American psychologist, was teaching at Stanford at the time of the earthquake and traveled into San Francisco to observe first-hand its aftermath. He was most impressed by the positive attitude of the survivors and the speed with which they improvised services and created order out of chaos. This formed the basis of the chapter "On some Mental Effects of the Earthquake" in his book Memories and Studies.

H.G. Wells had just arrived in New York on his first visit to America when he learned, at lunch, of the San Francisco earthquake. What struck him about the reaction of those around him was that "it does not seem to have affected any one with a sense of final destruction, with any foreboding of irreparable disaster. Every one is talking of it this afternoon, and no one is in the least degree dismayed. I have talked and listened in two clubs, watched people in cars and in the street, and one man is glad that Chinatown will be cleared out for good; another's chief solicitude is for Millet's 'Man with the Hoe.' 'They'll cut it out of the frame,' he says, a little anxiously. 'Sure.' But there is no doubt anywhere that San Francisco can be rebuilt, larger, better, and soon. Just as there would be none at all if all this New York that has so obsessed me with its limitless bigness was itself a blazing ruin. I believe these people would more than half like the situation."

The grander of citywide reconstruction schemes required investment from Eastern monetary sources, hence the spin and de-emphasis of the earthquake, the promulgation of the tough new building codes, and subsequent reputation sensitive actions such as the official low death toll. One of the more famous and ambitious plans came from famed urban planner Daniel Burnham. His bold plan called for, among other proposals, Haussmann-style avenues, boulevards, arterial thoroughfares that radiated across the city, a massive civic center complex with classical structures, and what would have been the largest urban park in the world, stretching from Twin Peaks to Lake Merced with a large atheneum at its peak. But this plan was dismissed at the time as impractical and unrealistic.

For example, real estate investors and other land owners were against the idea due to the large amount of land the city would have to purchase to realize such proposals. City fathers likewise attempted at the time to eliminate the Chinese population and export Chinatown (and other poor populations) to the edge of the county where the Chinese could still contribute to the local taxbase. The Chinese occupants had other ideas and prevailed instead. Chinatown was rebuilt in the newer, modern, Western form that exists today. In fact, the destruction of City Hall and the Hall of Records enabled thousands of Chinese immigrants to claim residency and citizenship, creating a backdoor to the Chinese Exclusion Act, and bring in their relatives from China.

While the original street grid was restored, many of Burnham's proposals inadvertently saw the light of day, such as a neoclassical civic center complex, wider streets, a preference of arterial thoroughfares, a subway under Market Street, a more people-friendly Fisherman's Wharf, and a monument to the city on Telegraph Hill, Coit Tower.

The earthquake was also responsible for the development of the Pacific Heights neighborhood. The immense power of the earthquake had destroyed almost all of the mansions on Nob Hill except for the Flood Mansion. Others that hadn't been destroyed were dynamited by the Army forces aiding the firefighting efforts in attempts to create firebreaks. As one indirect result, the wealthy looked westward where the land was cheap and relatively undeveloped, and where there were better views and a consistently warmer climate. Constructing new mansions without reclaiming and clearing old rubble simply sped attaining new homes in the tent city during the reconstruction. In the years after the first world war, the "money" on Nob Hill migrated to Pacific Heights, where it has remained to this day.

Reconstruction was swift, and largely completed by 1915, in time for the Panama-Pacific Exposition which celebrated the reconstruction of the city and its "rise from the ashes".

Since 1915, the city has officially commemorated the disaster each year by gathering the remaining survivors at Lotta's Fountain, a fountain in the city's financial district that served as a meeting point during the disaster for people to look for loved ones and exchange information.