Single Euro Payments Area - Coverage

Coverage

SEPA consists of 32 countries:

• All 27 European Union member states, including the 10 states which are not in the Eurozone
• The four European Free Trade Association member states
• Monaco
• Croatia will join the SEPA not later than becoming a member of the European Union on 1 July 2013.

All parts of a country are normally part of SEPA, whether or not the regions are part of the European Union. The following countries have dependent territories which are not part of SEPA:

• Cyprus: Only areas controlled by the Republic of Cyprus are included; other areas claimed by the Republic of Cyprus are exempted from EU law.
• France: Everything except French Polynesia, New Caledonia, Wallis and Futuna and French Southern and Antarctic Lands is included.
• The Netherlands: Only the European parts are included; the Caribbean islands are excluded.
• The United Kingdom: Includes Gibraltar, the Channel Islands and the Isle of Man (which use UK sort codes)

A few countries (and areas) using the euro are not included: Andorra, Kosovo, Montenegro, San Marino, the Sovereign Base Areas and the Vatican City State.