Funeral Rule - Optional Goods or Services

Optional Goods or Services

The Funeral Rule defines optional goods or services as everything outside of what is specifically delineated as being included in the basic service fee, including cash advance items. Some examples of optional goods or services include: - Transportation of the remains - embalming or other preparation - Use of the funeral home and staff for viewing or visitation - The funeral or memorial ceremony - Use of the hearse for transportation to the cemetery - Limousine for family or pallbearers - casket or urn - Outer burial container, if required by the cemetery - Alternate burial container - cremation or inurnment

A cash advance is used for any goods or services that the funeral home purchases from a third-party vendor on behalf of their customer. Some examples of cash advance items include: - Flowers - obituary notice - Pallbearers - Officiating clergy - Organist or soloist

The Funeral Rule stresses the importance of the consumer to clarify with the funeral home whether there is a premium charged for cash advance items. Some funeral homes pass through the exact expense to their customers, while others apply a mark-up, which is allowable under The Funeral Rule. According to The Funeral Rule, funeral homes that charge a mark-up must disclose this in writing to their customers, but the amount or percentage of the mark-up need not be disclosed. The Funeral Rule also establishes that funeral homes must disclose whether any refunds, rebates or discounts apply to any cash advance item.

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