Bank Card Number
Payment card numbers are found on payment cards, such as credit cards and debit cards. They have a certain amount of internal structure and share a common numbering scheme. Bank card numbers are allocated in accordance with ISO/IEC 7812. The bank card number merely identifies the card, which is then electronically associated with a particular cardholder and also to the cardholder's designated bank account/s.
An ISO/IEC 7812 number is typically 16 digits in length. It consists of:
- a six-digit Issuer Identification Number (IIN), the first digit of which is the Major Industry Identifier (MII),
- a variable length (up to 12 digits) individual account identifier,
- a single check digit calculated using the Luhn algorithm.
The term "Issuer Identification Number" (IIN) replaces the previously used "Bank Identification Number" (BIN). See ISO/IEC 7812 for more information.
Read more about Bank Card Number: Major Industry Identifier (MII), Issuer Identification Number (IIN), Other Codes, Security
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