Bank Card Number - Major Industry Identifier (MII)

Major Industry Identifier (MII)

The first digit of a credit card number is the Major Industry Identifier (MII), which represents the category of entity which issued the card. MII digits represent the following issuer categories:

  • 0 – ISO/TC 68 and other future industry assignments
  • 1 – Airlines
  • 2 – Airlines and other future industry assignments
  • 3 – Travel and entertainment and banking/financial
  • 4 – Banking and financial
  • 5 – Banking and financial
  • 6 – Merchandising and banking/financial
  • 7 – Petroleum and other future industry assignments
  • 8 – Healthcare, telecommunications and other future industry assignments
  • 9 – National assignment

For example, American Express, Diner's Club, Carte Blanche, and JCB are in the travel and entertainment category; VISA, MasterCard, and Discover are in the banking and financial category (Discover being in the Merchandising and banking/financial category); and Sun Oil and Exxon are in the petroleum category.

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