Scotland
Recognition of a Territorial Designation may also be granted in Scotland by the Lord Lyon to Scottish armigers who own (or were born in or were associated with) named land, generally outwith a town (i.e. rural). The Lord Lyon advises that for a territorial designation to be recognised, there must be 'ownership of a substantial area of land to which a well-attested name attaches, that is to say, ownership of an “estate”, or farm or, at the very least, a house with policies extending to five acres or thereby'. The Territorial Designation in this case is considered to be an indivisible part of the name, though not necessarily an indicator of ancestral or feudal nobility. A person bearing a Scottish territorial designation is either a Baron, Chief or Chieftain or a Laird, the latter denoting 'landowner', or is a descendant of one of the same. The Lord Lyon is the ultimate arbiter as to determining entitlement to a territorial designation, and his right of discretion in recognising these, and their status as a name, dignity or title, have been confirmed in the Scottish courts.
According to Debrett's, in conversation you would address one using his Territorial Designation, e.g., John Doe of Abercrombie would simply be... Abercrombie. If a Chief, he would be addressed by Abercrombie, or the Clan Surname to which he is Chief.
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