Credit Cards
Staples offers in-store credit in partnership with Desjardins financial. A personal, small business and commercial offering are available. The personal card offers the features of deferred and equal payment plans. The interest rate for regular purchases is 19.9%, and any personal purchase over $299 qualifies for 6 months of no-interest and no payments. Retroactive interest is not billed through this card unlike the former Citi financial Enterprise card. Also available is a 12 month equal payment plan at a promotional rate of 13.5%. 2 Credit limits exist for customers with these cards, a regular financing limit and an "Accord D" financing limit, both of these combine to your total credit limit. New applications can be processed in store for a personal account within 15 minutes. Small business applicants may apply online or through an application form. Commercial accounts are done exclusively through Desjardins, and they must be contacted directly. The private label card is known as the "Staples Card". All former Citi Financial customers with the old "Enterprise" private label credit card in good standing were automatically issued new cards from Desjardins with a new account number.
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Famous quotes related to credit cards:
“The world is a puzzling place today. All these banks sending us credit cards, with our names on them. Well, we didn’t order any credit cards! We don’t spend what we don’t have. So we just cut them in half and throw them out, just as soon as we open them in the mail. Imagine a bank sending credit cards to two ladies over a hundred years old! What are those folks thinking?”
—Sarah Louise Delany (b. 1889)