Public Housing in Singapore - Ownership and Rental

Ownership and Rental

More than 80% of Singapore's population live in HDB flats, with 95% of them owning their HDB flat. HDB Flats in Singapore are sold on a 99-year lease agreement. The remainder are rental flats reserved for those who are unable to afford to purchase the cheapest forms of public housing despite financial support.

Singapore maintains a quota system of ethnicities through the Ethnic Integration Policy. By ensuring that each block of units are sold to families from ethnicities roughly comparable to the national average, it seeks to avoid physical racial segregation and formation of ethnic enclaves common in other multi-racial societies. In practise, while ethnic enclaves were avoided, some towns remained traditionally popular for specific ethnic groups. For instance, towns such as Bedok, Tampines and Woodlands have a slightly larger proportion of ethnic Malays above the national average.

Partly in response to public sentiment against the alleged formation of "PR enclaves", where some flats appeared dominated by PRs from a single nationality, the HDB introduced the Singapore Permanent Resident Quota which took effect on 5 March 2010. Other than Malaysian PRs which were excluded from the quota due to their "close cultural and historical similarities with Singaporeans", all other PRs were subject to a cap of 5% PR households per block.

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