States With Mandatory PIP Coverage
- Delaware
- Florida
- Hawaii
- Kansas
- Kentucky
- Maryland (unless a waiver is signed at initial purchase of the policy)
- Massachusetts
- Michigan
- Minnesota
- New Jersey
- New York
- North Dakota
- Oregon
- Pennsylvania
- Texas (unless a waiver is signed at initial purchase of the policy also known as the exclusion agreement)
- Utah
- Washington (unless a waiver is signed at initial purchase of the policy)
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