Early Life
Otho Holland Williams was born on March 1, 1749, the third generation of his family born on the North American Continent, his ancestors having emigrated from Wales. For the first year of his life, he lived with his parents Joseph and Prudence Williams in Prince George's County until the family settled at the mouth of the Conecocheague near present day Williamsport. His family home was Springfield Farm, listed on the National Register of Historic Places in 1974. Shortly before Joseph Williams death, he placed his thirteen-year-old son into the care of his brother-in-law Mr.Ross who worked in the Clerk's office in Frederick County. After studying the duties of the office, Williams took charge of the office himself before moving to Baltimore for similar employment at the age of eighteen. In the spring of 1774, Williams returned to Frederick and entered into commercial life.
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“... business training in early life should not be regarded solely as insurance against destitution in the case of an emergency. For from business experience women can gain, too, knowledge of the world and of human beings, which should be of immeasurable value to their marriage careers. Self-discipline, co-operation, adaptability, efficiency, economic management,—if she learns these in her business life she is liable for many less heartbreaks and disappointments in her married life.”
—Hortense Odlum (1892–?)