OP-Pohjola Group

OP-Pohjola Group comprises 229 independent member co-operative banks and the Group's statutory central institution, OP Bank Group Central Co-operative.

The subsidiaries of the OP Bank Group Central Co-operative and their products include:

Pohjola Bank plc (until March 2008 OKO Bank plc), a commercial bank founded in 1902, the largest subsidiary of the Central Co-operative
Helsinki OP Bank, retail banking in the Greater Helsinki region, where no OP-Pohjola Group co-operative banks are present. Previously Helsinki OP Bank was called Okopankki and was a subsidiary of Pohjola Bank.
OP-Henkivakuutus, life- and general insurance
OP-Rahastoyhtiö, mutual funds
OP-Asuntoluottopankki, mortgage loans
OP-Kotipankki, unsecured loans, including the credit on OP credit cards
FD Finanssidata, Information technology solutions for the group

Members of Euro Banking Association

Austria	Allgemeine Sparkasse Oberösterreich Bank für Tirol und Vorarlberg AG BKS Bank AG Erste Group Bank AG Oberbank AG Oesterreichische Nationalbank Raiffeisen Zentralbank Österreich AG Raiffeisenlandesbank Oberösterreich AG Raiffeisen-Landesbank Tirol Aktiengesellschaft Steiermärkische Bank und Sparkassen AG

Belgium	Dexia Bank NV KBC Bank NV Bank van De Post

Cyprus	Bank of Cyprus Hellenic Bank

Denmark	Amagerbanken A/S Arbejdernes Landsbank A/S Danske Andelskassers Bank A/S Danske Bank A/S DiBa Bank A/S Djurslands Bank A/S Jyske Bank A/S Nordjyske Bank A/S Nørresundby Bank Østjydsk Bank A/S Ringkjøbing Landbobank Roskilde Bank A/S Skjern Bank Spar Nord Bank Sparekassen Sjælland Sydbank A/S Vestfyns Bank A/S Vestjysk Bank

Finland	Aktia Bank PLC Bank of Åland PLC Pohjola Bank PLC S-Bank LTD. Tapiola Bank LTD

France	Banque Michel Inchauspé - BAMI Banque Palatine BNP Paribas SA BPCE BRED Banque Populaire Crédit Agricole SA Crédit Coopératif Crédit du Nord Crédit Mutuel Arkéa Credit Mutuel CIC Banque HSBC France La Banque postale Natixis Société Générale

Germany	Berenberg Bank BHF Bank Bremer Landesbank Commerzbank AG Deutsche Bank AG Deutsche Bundesbank Deutsche Postbank DZ Bank AG Europe Arab Bank Frankfurt Hamburger Sparkasse AG J.P. Morgan Chase Bank AG Landesbank Baden-Württemberg Landesbank Berlin Holding Landesbank Hessen-Thüringen Oldenburgische Landesbank SECB Swiss EURO CLEARING Bank GmbH The Bank of New York Mellon, Frankfurt Branch VTB Bank (Deutschland) AG

Greece	Alpha Bank AE EFG Eurobank Ergasias SA National Bank of Greece SA Piraeus Bank SA

Hungary	Magyar Nemzeti Bank OTP Bank FHB Mortgage Bank Merkantil Bank Bank of China Kereskedelmi és Hitelbank Magyar Takarékszövetkezeti Bank MKB Bank Porsche Bank Hungaria Kinizsi Bank Magnet Bank Hanwha Bank Budapest Hitel- és Fejlesztési Bank

Ireland	Allied Irish Banks Bank of Ireland

Italy	Banca Agricola Popolare di Ragusa Banca del Fucino Banca del Piemonte Banca delle Marche S.p.A. Banca di Imola S.p.A. Banca di Romagna S.p.A. Banca d'Italia Monte dei Paschi di Siena Banca Monte Parma Banca Nazionale del Lavoro Banca Popolare del Lazio Banca Popolare dell'Emilia Romagna Banca Popolare di Milano Banca Popolare di Sondrio Banca Popolare di Spoleto Banca Popolare di Vicenza Banca Sella Bancaperta S.p.A. Banco Popolare Società Cooperativa Cassa di Risparmio della Provincia di Chieti S.p.A. Cassa di Risparmio della Provincia di Teramo S.p.A. Cassa di Risparmio di Cesena S.p.A. Cassa di Risparmio di Fermo S.p.A. Cassa di Risparmio di Ferrara S.p.A. Cassa di Risparmio di Loreto S.p.A. Cassa di Risparmio di Ravenna S.p.A. Credito Emiliano S.p.A. ICCREA Banca Intesa Sanpaolo Istituto Centrale delle Banche Popolari Italiane Raiffeisen Landesbank Südtirol – Cassa Centrale Raiffeisen dell'Alto Adige Südtiroler Volksbank – Banca Popolare dell'Alto Adige UBI Banca UGF Banca UniCredit Veneto Banca

Luxembourg	Banque et Caisse d'Épargne de l'État Banque Raiffeisen Dexia Banque Internationale à Luxembourg SA KBL European Private Bankers Société Générale Bank & Trust

Netherlands	ABN Amro Bank NV De Nederlandsche Bank ING Bank NV Rabobank Nederland

Poland	Bank BPH SA Narodowy Bank Polski

Portugal	Banco BPI SA Banco Comercial Português Banco Espírito Santo Caixa Central de Crédito Agrícola Mútuo Caixa Geral de Depósitos

Slovenia	Banka Slovenije

Spain	Banco Bilbao Vizcaya Argentaria, SA Banco Español de Crédito, SA (Banesto) Banco Pastor, SA Banco Popular Español, SA Banco Sabadell, SA Bankia, SA Bankinter, SA Grupo Santander, SA Caixa d'Estalvis i Pensions de Barcelona (La Caixa) Caixa d'Estalvis de Catalunya, Tarragona i Manresa (CatalunyaCaixa) Gipuzkoa eta Donostiako Aurrezki Kutxa (Kutxa) Bilbao Bizkaia Kutxa NCG Banco, S.A (Novagalicia Banco) Caja Laboral Popular Cooperativa de Crédito (Caja Laboral) Grupo Caja Rural / Banco Cooperativo Español, SA (Caja Rural) Spanish Confederation of Savings Banks

Sweden	Skandinaviska Enskilda Banken Svenska Handelsbanken Swedbank AB Nordea Bank AB

United Kingdom	Bank of America NA Bank of Tokyo-Mitsubishi UFJ Ltd. Barclays Bank PLC Citibank NA HSBC Bank PLC Kookmin Bank International Ltd. Lloyds TSB Bank PLC National Australia Bank Limited National Westminster Bank PLC Royal Bank of Scotland PLC Standard Chartered Bank UBS AG Wells Fargo Bank NA

Non-EU	Bank of China (CHN) DnB NOR Bank (NOR) MashreqBank psc (UAE)

Associate Members	XMLdation Oy (FIN)

OMX Helsinki 25 companies of Finland

Cargotec Elisa Fortum Kemira Kesko KONE Konecranes Metso Neste Oil Nokia Nokian Tyres Nordea Orion Corporation Outokumpu Outotec Pohjola Bank Rautaruukki Sampo Sanoma Stora Enso Talvivaara Mining Company TeliaSonera UPM Wärtsilä YIT

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