Types of Policies
Lloyd's syndicates write a diverse range of policies, both direct insurance and reinsurance, covering casualty, property, marine, energy, motor, aviation and many other types of risk. Lloyd's has a unique niche in unusual, specialist business such as kidnap and ransom, fine art, aviation, marine, and other insurances.
The general public knows Lloyd's for some unusual or notable policies it has written. For example, Lloyd's has insured:
- silent film comedian Ben Turpin's eyes against uncrossing
- Betty Grable's, Brooke Shields's, and Tina Turner's legs
- cricketer Merv Hughes's trademark walrus mustache while playing for Australia between 1985-1994
- Jimmy Durante's nose
- the hands of the 1932 World Yo-Yo Champion Harvey Lowe
- Keith Richards' slender fingers
- food critic and gourmet Egon Ronay's taste buds for £250,000
- Whitney Houston's, Toni Braxton's, Celine Dion's, Bob Dylan's and Bruce Springsteen's vocal cords
- Michael Flatley's legs for $47 million (the policy was only in effect when he was touring, and forbade him from dancing except on stage)
- America Ferrera's smile for $10 million
- Ken Dodd's teeth for $7.4 million
- Tempest Storm's breasts
- Steve Fossett's life for $50 million
- the bodies of several professional wrestlers, including Bret Hart, Ric Flair, Curt Hennig, Rick Rude, Brian Adams, and Joe Laurinaitis, better known as Road Warrior Animal
- Diana Lee's hair
- Troy Polamalu's hair for $1 million
- Holly Madison's breasts for $1 million
- participating automobiles in the carpools involved in the Montgomery Bus Boycott
- a grain of rice with a portrait of the Queen and the Duke of Edinburgh engraved on it for $20,000
- a confident comedy theatre group against the risk of a member of their audience dying of laughter
- the development of the new World Trade Center with workers' compensation, general liability, excess liability and speciality insurance programmes
Lloyd's is in talks with Virgin Galactic to insure spaceflights.
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