Early Background
As a young man, Byrne worked for his father, who owned a small insurance agency in Wildwood, New Jersey. He attended Rutgers University, where he graduated with a mathematics degree, and then worked an actuarial assistant for Travelers Insurance Company. He then earned a master's degree in mathematics.
After service in the U.S. Air Force, Byrne worked as a reinsurance salesman for Lincoln National Life Insurance. He then moved to Travelers and was eventually promoted to executive vice president in charge of life insurance operation.
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