Joseph "Joe" Lloyd (1864-?) was an English professional golfer who won the third U.S. Open at the Chicago Golf Club in 1897.
Lloyd grew up playing at Hoylake. He was the first golf professional in France, being hired in 1883 at the Pau Golf Club in Pau, France, by Englishmen spending their winters there. From 1895 to 1909, he spent his summers as the club professional at the Essex Country Club, in Manchester, Massachusetts (Donald Ross succeeded him as club professional there.) Lloyd retired from the Pau Golf Club in 1925.
Lloyd played in the 1896 U.S. Open, and lead at the halfway point, but finished a few strokes behind. In the 1897 tournament, he was trailing entering the final round, but an eagle at the par-5 18th hole gave him a one-stroke victory over Willie Anderson (who would later win four U.S. Opens).
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