Early Life and Family
Ponder was born near Milton, Delaware, son of John and Hester Milby Ponder. He married Sallie Waples in 1851 and had four children: Ida, John, James Waples, and Anna. They lived at 414 Federal Street and were members of St. John the Baptist Episcopal Church in Milton. He inherited his father’s business and expanded it into shipbuilding, agriculture, and banking.
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