Criticism
Their programs are widely used in the Korean internet environment; and depend on ActiveX and Microsoft Windows. Internet banks in the Korea need these programs by law, so users using Linux, Mac OS X, or other browsers or operating systems besides Internet Explorer and Microsoft Windows can not access these online banks.
Most of the functions run at kernel level of an OS, so versions of Windows that use UAC or User Account Control (Windows Vista, Windows 7) are unable to run smoothly. Some input devices especially USB Keyboard are unable to function in conjunction with nProtect.
nProtect Netizen, nProtect Personal and nProtect Keycrypt are programs used mostly for internet banking in Korea. They are programmed to terminate processes that are not associated with banking, but processes are terminated indiscriminately if they are deemed a threat and thus may compromise a system's stability. These programs also inject themselves into all existing processes from startup, and sometimes collide with other anti-viruses. More problematically, Korean banks do not update their program every time INCA releases an update.
Read more about this topic: INCA Internet
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—Ben Hecht (1893–1964)
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—Ralph Waldo Emerson (1803–1882)
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—Walter Benjamin (1892–1940)