Homeless Women in The United States - Lack of Affordable Housing

Lack of Affordable Housing

Many people believe that affordable housing is an urban or welfare problem, but it is a problem for people with and without jobs, and it happens in every ethnic background. People in poverty have been increasing due partly to declining minimum wages, and government assistance such as welfare cash assistance and HUD. In the 1970s, the United States Congress increased funding for housing assistance due to the dramatic increase of homelessness. But after the 1980s, HUD assistance fell at an alarming rate.

In 1996 through 1997, Congress allowed zero funding in budgets for new Section 8 certificates.Section 8 is a housing program that allows low-income renters to pay 30 percent of their income to rent in unsubsidized units on the private market.Because the “one-for-one” rule had been abolished, the federal government doesn’t have to provide new or additional Section 8 certificates for every unit demolished. The private market is to the point where they are unwilling to create and keep affordable housing through the government.

Reports show that 30 percent of low income people receive housing subsidies. This condemns most people to live one paycheck away from living on the streets. Furthermore, as the number of people in or near poverty increases, affordable housing has declined, due to the decrease in government housing assistance, the rising cost of rent, high-end new construction, condominium conversion, and old projects being torn down. Most homeless people rely on shelters until they can find a permanent home, but due to the increase of homeless people, shelters have had to deny people and families a place to stay because they are over the limit and don’t have room for them.