Early Life
Born in Birmingham, Charles Lloyd II was the eldest son of Charles Lloyd, the Quaker banker and philanthropist. He was educated by a private tutor with the idea that he would work at his father’s bank, but finance bored him. Instead he turned to poetry, his first publication appearing in 1795. Soon after he met Samuel Taylor Coleridge and moved in with him, Coleridge agreeing to instruct him in return for £80 a year. Coleridge's "To a Friend" and "To a Young Man of Fortune" are probably addressed to Lloyd. Coleridge introduced him to Charles Lamb, and the two supplied introductory and concluding verses to his next volume of poetry. A new edition of Coleridge's poetry included poems by Lamb and Lloyd, and referred to the friendship of the authors. Soon after, however, in November 1797, an author signing himself Nehemiah Higginbotham savagely parodied the three of them in the Monthly Magazine; this author turned out to be Coleridge himself. A break followed, but Lloyd still referred to Coleridge as a friend in the preface to his novel Edmund Oliver, published in 1798. That same year he published a volume of verse in collaboration with Charles Lamb.
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