Originators

Some articles on originators, originator:

Asset-backed Security - Advantages and Disadvantages
... A significant advantage of asset-backed securities for loan originators (with associated disadvantages for investors) is that they bring together a ... Asset backed securities provide originators with the following advantages, each of which directly adds to investor risk Selling these financial assets to the pools reduces their risk-weighted assets and thereby ... of the last resort) might pay the price of bankruptcy rather than the originator." In case the originator or the issuer is made to pay the price of the ...
The Originators (album)
... The Originators is a 2002 album by hip hop duo The Beatnuts ... Four singles were released in promotion of The Originators, but none of them charted ...
Moral Hazard
... For example, with respect to the originators of subprime loans, many may have suspected that the borrowers would not be able to maintain payments and that, for this reason, the loans were not, in the ... loans) willing to take on that risk, the originators did not concern themselves with the potential long-term consequences of making these loans ... After selling the loans, the originators bore none of the risk so there was little to no incentive for the originators to investigate the long-term value of the loans ...
Single Business Enterprise
... CMBS) mortgage loan purchase agreements have a "repurchase" provision to send the loans back to its originators ... Today, it appears that all the bad loan originators are getting away with their fraudulent acts of placing bad loans for the sole purpose of securitization (i.e ... agreed to buy all the bad securities (Toxic Assets) at taxpayers expense and the originators and securitization firms (Lehman Brothers, Bear Stearns, Merrill Lynch ...
Late-2000s Financial Crisis - Background - Weak and Fraudulent Underwriting Practices
... – this, despite the fact that each of these 1,600 originators was contractually responsible (certified via representations and warrantees) that its mortgage originations met Citi's standards ... Moreover, during 2007, "defective mortgages (from mortgage originators contractually bound to perform underwriting to Citi's standards) increased.. ... from January 2006 to June 2007 revealed that scarcely 54% of the loans met their originators’ underwriting standards ...