Services
Like several other banks, Citizens has branches inside supermarkets, the most notable of which is with Pittsburgh-based Giant Eagle, most of which were acquired in the acquisition of Mellon Financial Corporation's retail banking division, although Giant Eagle is starting to replace some of these branches with Huntington Bank branches. There are also branches inside many Stop & Shop and Shaw's stores in New England. One unique aspect at Citizens branches inside supermarkets is full-service banking on Sunday, when banks are traditionally closed (including standalone Citizens branches), usually from 10 AM to 3 PM. This made Citizens one of the first banks in North America to operate on Sundays.
In October 2009 Citizens Bank opened a full-service branch inside a Dunkin' Donuts in Bellingham, Massachusetts. The branch offers teller windows, a full-service ATM and Dunkin' Donuts promotions for using the bank's services.
In addition, RBS purchased Lynk systems of Atlanta, Georgia to processes non-cash transactions (such as credit, debit, EBT, loyalty, gift, and check transactions) from merchant point-of-sale terminals, web sites, and ATMs. The company had been rebranded as RBS Lynk, and later as RBS WorldPay before it was sold on November 30, 2010 as part of RBS's disposition of its Global Merchant Services business.
Citizens was one of the first banks in America to use RFID technology on its ATM cards, via MasterCard PayPass. In late 2009, however, Citizens began reissuing its cards under Visa without the RFID technology.
On June 25, 2008 Citizens Bank announced it was selling 18 of its branches in upstate New York as it prepared to open 57 branches downstate. The branches were sold to Community Bank System Inc. of DeWitt, NY. The branches sold were in Ausable Forks, Champlain, Fort Covington, Indian Lake, Lake Placid, Lyons Falls, Long Lake, Malone, Newcomb, North Creek, Plattsburgh, Saranac Lake, Ticonderoga, Tupper Lake and Whitehall. The sale was completed on November 7, 2008.
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“Those services which the community will most readily pay for, it is most disagreeable to render.”
—Henry David Thoreau (18171862)
“Civil servants and priests, soldiers and ballet-dancers, schoolmasters and police constables, Greek museums and Gothic steeples, civil list and services listthe common seed within which all these fabulous beings slumber in embryo is taxation.”
—Karl Marx (18181883)
“It seems I impregnated Marge
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Some cash should be tendered
For services rendered,
But I cant quite decide what to charge.”
—Anonymous.