Early Life
Womack was born in Kansas City, Kansas. She was the third of 11 children to her Panama-immigrant father and American mother. She attended Wyandotte High School and received a bachelor in education from the University of Kansas in 1975. Following graduation she taught elementary school for a year and worked at a trucking insurance company.
After failing to be promoted, she started NAIT in the basement of her home in 1981. She started the NAIT to fill a niche need for the independent contractors. Truckers who paid a membership got discounts on various products. In 1983 and more lucratively she created VCW to sell customized insurance policies to truckers. "I listened to what the independent truckers complained about, and I solved their problems," she said. "I created something and said, 'Here's what you asked for.'
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