Merchant Services

Merchant services is the name given in the United States to a broad category of financial services intended for use by businesses. In its most specific use, it usually refers to the service that enables a business to accept a transaction payment by use of the customer's credit or debit card. More generally, the term includes the following in its use:

  • Credit and debit cards payment processing
  • Check guarantee and check conversion services
  • Automated Clearing House check drafting services
  • Gift and loyalty card programs
  • Payment gateway
  • Email Marketing
  • Direct Mail Marketing
  • Merchant Cash Advances
  • Online Ordering Systems
  • Point of Sale Systems


Other services include age verification (used by age-restricted businesses), employee payroll tracking functions, electronic benefits transfer programs such as food stamps.

Read more about Merchant Services:  The Durbin Amendment

Famous quotes containing the words merchant and/or services:

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