Early Life
McCoy was born in Hobbs, New Mexico. He is the eldest of three children born to Steven Brad McCoy and Debra Kay (Woodruff) McCoy. He attended Jim Ned High School in Tuscola, Texas, population 714, where he was coached in football by his father, Brad McCoy. He achieved several distinctions as a high school player, including two-time Associated Press 2A Offensive MVP and First-team All-state selection. Over his career, he completed 536-of-849 passes (63.1%) for 9,344 yards and 116 TDs. He ranks as the all-time leading passer in Texas Division 2A high school history and is fourth overall in Texas high school history. McCoy also served as Jim Ned High School's punter as a junior and senior. During his sophomore year, McCoy was also playing free safety. However, after he suffered a concussion while tackling 215-pound Bangs High School running back Jacoby Jones (not to be confused with the Houston Texans wide receiver of the same name), his father decided not to let him play defense anymore. At the time Jim Ned was 8–0, but as McCoy missed the next two games due to the concussion, Jim Ned's season unraveled. McCoy also played in the 2003 Texas 2A State Championship against the San Augustine Wolves. Jim Ned lost 28–7.
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