Certificate in Mortgage Advice and Practice (CeMAP) refers to the financial advice exam held by 80% of mortgage advisors in the UK and is hence considered the benchmark exam for the mortgage advice industry.
To attain this certification, a candidate must pass a series of three examinable modules:
- CeMAP 1 – UK Financial Regulation
- CeMAP 2 - Mortgages
- CeMAP 3 – Assessment of Mortgage Advice Knowledge
The CeMAP qualification meets requirements set by the Financial Services Skills Council (FSSC).
There is also an Advanced Certificate in Mortgage Advice and Practice (Adv CeMAP), which CeMAP holders may later take.
Famous quotes containing the words certificate, mortgage, advice and/or practice:
“God gave the righteous man a certificate entitling him to food and raiment, but the unrighteous man found a facsimile of the same in God’s coffers, and appropriated it, and obtained food and raiment like the former. It is one of the most extensive systems of counterfeiting that the world has seen.”
—Henry David Thoreau (1817–1862)
“We are playing with fire when we skip the years of three, four, and five to hurry children into being age six.... Every child has a right to his fifth year of life, his fourth year, his third year. He has a right to live each year with joy and self-fulfillment. No one should ever claim the power to make a child mortgage his today for the sake of tomorrow.”
—James L. Hymes, Jr. (20th century)
“Whoever gives advice to the sick gains a sense of superiority over them, no matter whether his advice is accepted or rejected. That is why sick people who are sensitive and proud hate their advisors even more than their illnesses.”
—Friedrich Nietzsche (1844–1900)
“To know how to be content, and to be so, protects one from disgrace; to know self-restraint and practice it protects one from shame.”
—Chinese proverb.
Lao-tzu.