Background and Early Life
Rathbone was the eldest son of William Rathbone of Greenbank, Liverpool and his wife Elizabeth Greg daughter of Samuel Greg of Quarry Bank, Cheshire. He was a member of the noted Rathbone family. Rathbone spent some time with various companies in Liverpool and London and in 1842 became a partner in the family company Rathbone Brothers and Co., general merchants of Liverpool. He remained a partner until 1885. He is said to have regarded wealth and business success chiefly as a means to the achievement of public and philanthropic work. He was a Deputy Lieutenant and J.P. for Lancashire.
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