Water Reflectivity
Reflection occurs when light moves from a medium with one index of refraction into a second medium with a different index of refraction.
Specular reflection from a body of water is calculated by the Fresnel equations. Fresnel reflection is directional and therefore does not contribute significantly to albedo which is primarily diffuse reflection.
A real water surface may be wavy. Reflectivity assuming a flat surface as given by the Fresnel equations can be adjusted to account for waviness.
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