Facts
The conflict within the case involved the payment of a life insurance claim made by Riggs for the estate of Eber B. Roloson against Northwestern National Life Insurance Company which Northwestern refused to pay saying that the deceased had made false statements concerning his medical history. The state of Missouri had in place a series of legislative acts in the period of 1874 and 1889 that basically created a condition on any life insurance contract in which though medical history information may be inaccurate, if the inaccurate information had no bearing on the manner of the deceased's death then any claim must still be paid. If the inaccurate information did bear on the manner of the deceased's death or if there was a dispute concerning whether the information provided bore on the manner of the deceased's death then the matter was for a jury to decide whether the claim should be paid.
Read more about this topic: Northwestern National Life Insurance Co. V. Riggs
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