Plot
The plot revolves around the lives of three close friends: Keong, a spendthrift white-collar worker, Ong, a general contractor, and Hui, a kopi tiam waiter. After an argument with his boss, Keong quits his job and is unable to get another due to his poor command of English, lack of academic qualifications and computer illiteracy. With bills (especially instalments) to pay and a family to support, he goes heavily into debt whereupon his wife leaves him, taking their daughter with her. Ong borrows S$40,000 from loan sharks, and plans to repay them after collecting a debt owed him by a friend who subsequently runs away. The loan sharks beat up Ong for not repaying the loan within the two-week deadline, so he flees to Johor Bahru. Hui, who is single and lives with his elderly mother, wastes his meagre salary on 4D and pursuing an insurance agent who he has a crush on.
In an attempt to resolve their financial problems, the three friends decide to start a car polishing business together with the limited capital they have. However, at the opening ceremony of their business, Hui's mother collapses and is taken to hospital, where she is diagnosed with leukaemia. Hui has three wealthy older sisters, but they refuse to help pay the medical bills, and his application for financial assistance is rejected because of his sisters' high incomes. To compound matters, the loan sharks show up at the company to harass Ong. Ong and Hui ask to cash out their shares so they can pay the loan sharks and medical bills respectively, but all their money has already been spent on equipment and other business running costs. Hui's mother then dies.
At the wake for Hui's mother, which raises ten thousand dollars of bai jin (contributions toward funeral expenses), the loan sharks turn up, pursue Ong and are arrested after a lengthy police chase. Keong convinces his wife and daughter to enter an obstacle race where they win the first prize of S$100,000, which he uses to pay his creditors, and his family is reunited. The car polishing business is successful, and the three friends go on to become the directors of Autoglym Singapore.
Read more about this topic: Money No Enough
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“Those blessed structures, plot and rhyme—
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I want to make
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—Robert Lowell (1917–1977)
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And treason labouring in the traitor’s thought,
And midwife Time the ripened plot to murder brought.”
—Geoffrey Chaucer (1340?–1400)
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—Ralph Waldo Emerson (1803–1882)