Early Life
Jacoby was born in in 1943 in Miami, Florida, the fourth and youngest child of Phebe and Dewey Jacoby. From an early age, he showed interest in all facets of math and business, and was the most entrepreneurial of his siblings. After high school he served in the Naval Security Group, a U.S. Navy intelligence unit, from 1961 to 1969, during which he was stationed in the Philippines, Germany and the USA. After serving in the military, he attended Miami-Dade Community College and subsequently moved to Atlanta, Georgia.
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