Portable Benefits Network
Freelancers Union offers health insurance as a non-profit health insurance brokerage. In 2001, it created an infrastructure platform known as the Portable Benefits Network (PBN) which provides health insurance to independent workers at less than half the price of average HMO premiums in the individual market in New York City, and also offers life and disability insurance, financial services, resources, and discounts. As of June 2006, nearly 12,000 independent workers receive benefits through the PBN and several thousand more advocacy members have registered to support its mission. In 2008, it replaced PBN with the Freelancers Insurance Company (a wholly owned for-profit company) to offer insurance to its members.
With the PBN platform in place, the organization is expanding to become a full service association for the independent workforce. In August 2006, Freelancers Union launched a web portal with new services available to freelancers that includes job postings, message boards, and member profiles.
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