Connectivity
All Expressnet ATM cardholders and a majority of Expressnet ATMs are connected to both MegaLink and BancNet, the other Philippine interbank networks. All Expressnet cardholders can access MegaLink and BancNet-connected ATMs and vice versa.
However, not all Expressnet ATMs are linked to MegaLink and BancNet. Prominent examples of this include Landbank and HSBC, but the BPI group and Banco de Oro are accessible to MegaLink cardholders.
An agreement was signed though between BancNet and Expressnet to interconnect. The first bank to make such an announcement about the BancNet-Expressnet tie-up was Chinabank, of which its sister bank, Banco de Oro, is a member of Expressnet.
Internationally, Expressnet cardholders (excluding Landbank and local BPI and Banco de Oro cardholders) are connected to Maestro and Cirrus in the cases of BPI and Banco de Oro and PLUS. Banco de Oro also has a direct link to MasterCard & VISA. Expressnet ATMs link to the same with BDO ATMs also providing access to American Express, Japan Credit Bureau (JCB), Mastercard, VISA & Visa Electron cardholders.
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