Encore Capital Group - Consumer Credit Research Institute

Consumer Credit Research Institute

The Consumer Credit Research Institute (CCRI) is a scientific organization dedicated to better understanding financially distressed consumers' decisions, choices, and activities. In collaboration with leading universities, not-for-profit institutions, commercial interests, and policy agencies, the CCRI takes an applied behavioral science approach to understanding the ways in which consumers get into financial trouble, and seeks to discover new ways to break the chronic debt cycles that can lead to ongoing financial distress.

The institute’s research activities are divided into 3 main areas: (i) psychology and behavioral economics, (ii) microeconomics, and (iii) neurophysiology and neuroeconomics. Through this broad, interdisciplinary approach to measuring and interpreting consumer behavior, the CCRI aims to advance thinking in the areas of public policy, financial education, and business operations.

For more information on the CCRI and its research, please visit Consumer Credit Research Institute - Official Site.

Read more about this topic:  Encore Capital Group

Famous quotes containing the words consumer, credit, research and/or institute:

    The so-called consumer society and the politics of corporate capitalism have created a second nature of man which ties him libidinally and aggressively to the commodity form. The need for possessing, consuming, handling and constantly renewing the gadgets, devices, instruments, engines, offered to and imposed upon the people, for using these wares even at the danger of one’s own destruction, has become a “biological” need.
    Herbert Marcuse (1898–1979)

    My credit now stands on such slippery ground
    That one of two bad ways you must conceit me,
    Either a coward or a flatterer.
    William Shakespeare (1564–1616)

    It is a good morning exercise for a research scientist to discard a pet hypothesis every day before breakfast. It keeps him young.
    Konrad Lorenz (1903–1989)

    Whenever any form of government shall become destructive of these ends, it is the right of the people to alter or to abolish it, & to institute new government, laying it’s foundation on such principles & organising it’s powers in such form, as to them shall seem most likely to effect their safety & happiness.
    Thomas Jefferson (1743–1826)