Encore Capital Group - Consumer Credit Research Institute

Consumer Credit Research Institute

The Consumer Credit Research Institute (CCRI) is a scientific organization dedicated to better understanding financially distressed consumers' decisions, choices, and activities. In collaboration with leading universities, not-for-profit institutions, commercial interests, and policy agencies, the CCRI takes an applied behavioral science approach to understanding the ways in which consumers get into financial trouble, and seeks to discover new ways to break the chronic debt cycles that can lead to ongoing financial distress.

The institute’s research activities are divided into 3 main areas: (i) psychology and behavioral economics, (ii) microeconomics, and (iii) neurophysiology and neuroeconomics. Through this broad, interdisciplinary approach to measuring and interpreting consumer behavior, the CCRI aims to advance thinking in the areas of public policy, financial education, and business operations.

For more information on the CCRI and its research, please visit Consumer Credit Research Institute - Official Site.

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