Consumer Credit Research Institute
The Consumer Credit Research Institute (CCRI) is a scientific organization dedicated to better understanding financially distressed consumers' decisions, choices, and activities. In collaboration with leading universities, not-for-profit institutions, commercial interests, and policy agencies, the CCRI takes an applied behavioral science approach to understanding the ways in which consumers get into financial trouble, and seeks to discover new ways to break the chronic debt cycles that can lead to ongoing financial distress.
The institute’s research activities are divided into 3 main areas: (i) psychology and behavioral economics, (ii) microeconomics, and (iii) neurophysiology and neuroeconomics. Through this broad, interdisciplinary approach to measuring and interpreting consumer behavior, the CCRI aims to advance thinking in the areas of public policy, financial education, and business operations.
For more information on the CCRI and its research, please visit Consumer Credit Research Institute - Official Site.
Read more about this topic: Encore Capital Group
Famous quotes containing the words consumer, credit, research and/or institute:
“The poverty of our century is unlike that of any other. It is not, as poverty was before, the result of natural scarcity, but of a set of priorities imposed upon the rest of the world by the rich. Consequently, the modern poor are not pitied ... but written off as trash. The twentieth-century consumer economy has produced the first culture for which a beggar is a reminder of nothing.”
—John Berger (b. 1926)
“Most of the money given by rich people in charity is made up of conscience money, ransom, political bribery, and bids for titles.... One buys moral credit by signing a cheque, which is easier than turning a prayer wheel.”
—George Bernard Shaw (18561950)
“The working woman may be quick to see any problems with children as her fault because she isnt as available to them. However, the fact that she is employed is rarely central to the conflict. And overall, studies show, being employed doesnt have negative effects on children; carefully done research consistently makes this clear.”
—Grace Baruch (20th century)
“Whenever any form of government shall become destructive of these ends, it is the right of the people to alter or to abolish it, & to institute new government, laying its foundation on such principles & organising its powers in such form, as to them shall seem most likely to effect their safety & happiness.”
—Thomas Jefferson (17431826)