Consumer Credit Research Institute
The Consumer Credit Research Institute (CCRI) is a scientific organization dedicated to better understanding financially distressed consumers' decisions, choices, and activities. In collaboration with leading universities, not-for-profit institutions, commercial interests, and policy agencies, the CCRI takes an applied behavioral science approach to understanding the ways in which consumers get into financial trouble, and seeks to discover new ways to break the chronic debt cycles that can lead to ongoing financial distress.
The institute’s research activities are divided into 3 main areas: (i) psychology and behavioral economics, (ii) microeconomics, and (iii) neurophysiology and neuroeconomics. Through this broad, interdisciplinary approach to measuring and interpreting consumer behavior, the CCRI aims to advance thinking in the areas of public policy, financial education, and business operations.
For more information on the CCRI and its research, please visit Consumer Credit Research Institute - Official Site.
Read more about this topic: Encore Capital Group
Famous quotes containing the words consumer, credit, research and/or institute:
“The so-called consumer society and the politics of corporate capitalism have created a second nature of man which ties him libidinally and aggressively to the commodity form. The need for possessing, consuming, handling and constantly renewing the gadgets, devices, instruments, engines, offered to and imposed upon the people, for using these wares even at the danger of ones own destruction, has become a biological need.”
—Herbert Marcuse (18981979)
“Japanese mothers credit effort as the key determinant of a childs achievement in school, while American mothers name ability as the more important factor.”
—Perry Garfinkel (20th century)
“The research on gender and morality shows that women and men looked at the world through very different moral frameworks. Men tend to think in terms of justice or absolute right and wrong, while women define morality through the filter of how relationships will be affected. Given these basic differences, why would men and women suddenly agree about disciplining children?”
—Ron Taffel (20th century)
“Whenever any form of government shall become destructive of these ends, it is the right of the people to alter or to abolish it, & to institute new government, laying its foundation on such principles & organising its powers in such form, as to them shall seem most likely to effect their safety & happiness.”
—Thomas Jefferson (17431826)