Early Life
Hubbard was born in Bloomington, Illinois, to Silas Hubbard and Juliana Frances Read on June 19, 1856. In the fall of 1855, his parents had relocated to Bloomington from Buffalo, New York, where his father had a medical practice. Finding it difficult to settle in Bloomington—mainly due to the presence of several already established doctors—Silas moved his family to Hudson, Illinois the following year. Nicknamed "Bertie" by his family, Elbert had two older siblings: Charlie, who was largely bed-ridden after a fall when he was young, and Hannah Frances, nicknamed "Frank" like her mother. Charlie died at the age of nine, when Elbert was three-and-a-half. Elbert also had three younger sisters who were named Mary, Anna Miranda, and Honor.
The Hubbard children attended the local public school, a small building with two rooms that overlooked the graveyard. Thirty years later, Elbert described his schooling days as "splendid" and "tinged with no trace of blue.... I had no ambitions then—I was sure that some day I could spell down the school, propound a problem in fractions that would puzzle the teacher, and play checkers in a way that would cause my name to be known throughout the entire township." Mary would remember her older brother's role as the school troublemaker, noting that he "annoyed his teachers... occasionally by roaring inappropriately when his too-responsive sense of humor was tickled."
Elbert's first business venture was selling Larkin soap products, a career which eventually brought him to Buffalo, New York. His innovations for Larkin included premiums and "leave on trial".
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