Development
In 1968 members of Alcoholics Anonymous (AA) who believed that their financial difficulties were caused by an addictive disease not unlike alcoholism founded an organization named Penny Pinchers, which they later renamed Capital Builders. The founding members believed their financial problems stemmed from an inability to save money, and they practiced making daily deposits to their savings accounts. Later they recognized their problems were not caused by an inability to save but rather an inability to stay solvent.
In early 1971 the group members came to believe that incurring unsecured debt was the threshold of their disease and committed to a rigorous twelve-step approach to prevent incurring further unsecured debt. The original group disbanded and meetings were not consistently held again until 1976, when a group of two or three people began meeting regularly on Wednesdays in the rectory of St. Stephen's Church in New York City. Within a year a second group formed and Debtors Anonymous continued to grow. The first General Service Conference was held in 1987 in the auditorium at Saint Vincent's Catholic Medical Center in Manhattan. As of 2009 there were 512 groups meeting worldwide.
DA assiduously adapted AA's format, making only five changes to AA's Twelve Steps and Twelve Traditions: "D.A." and "Debtors Anonymous" replaces "A.A." and "Alcoholics Anonymous", "debt" replaces "alcoholism", "compulsive debtors" replaces "alcoholics", "incurring unsecured debt" replaces "drinking", and "debtor" replaces "alcoholic." In 2002 DA published a list of 12 promises similar to the 12 promises appearing on pages 83–84 of Alcoholics Anonymous. DA's original literature includes the Twelve Tools of Debtors Anonymous, a list of practices to recovery from compulsive debting.
Read more about this topic: Debtors Anonymous
Famous quotes containing the word development:
“For the child whose impulsiveness is indulged, who retains his primitive-discharge mechanisms, is not only an ill-behaved child but a child whose intellectual development is slowed down. No matter how well he is endowed intellectually, if direct action and immediate gratification are the guiding principles of his behavior, there will be less incentive to develop the higher mental processes, to reason, to employ the imagination creatively. . . .”
—Selma H. Fraiberg (20th century)
“Theories of child development and guidelines for parents are not cast in stone. They are constantly changing and adapting to new information and new pressures. There is no “right” way, just as there are no magic incantations that will always painlessly resolve a child’s problems.”
—Lawrence Kutner (20th century)
“Information about child development enhances parents’ capacity to respond appropriately to their children. Informed parents are better equipped to problem-solve, more confident of their decisions, and more likely to respond sensitively to their children’s developmental needs.”
—L. P. Wandersman (20th century)