The Process
In the process of debt collection, agents are doing a job they are assigned to collect debts. They are usually employed by large companies, so the likelihood the same agent will talk to the same debtor within a short enough period of time is low.
Contrary to what most debtors believe, debt evasion is not always advantageous to the debtor. The creditor, if not challenged, is able to take all legally allowable civil action against the debtor. A debtor's willingness to communicate with the creditor may help reduce some of this action.
On the other hand, any information given to creditor or its collection agency can be used against the debtor as an admission.
Read more about this topic: Debt Evasion
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