History
Moffat was born in Washingtonville, New York. In 1851, when he was twelve years old, he moved to New York City, where he began work as a messenger boy in the New York Exchange Bank, now the Irving Exchange National Bank. His starting position was minor, but he was eager to learn the banking business. Moffat was noted by the president, and advanced to the position of assistant teller. In 1855 he made his way to Des Moines, Iowa and became teller in the bank of A. J. Stevens & Company. Moffat then became cashier of the Bank of Nebraska, owned by B. F. Alien, of Des Moines Iowa. He moved to Denver, Colorado in 1860 where he opened a bookstore on 15th and Larimer. The book and stationery store was not highly profitable, so after a few years he went back to banking. On April 17, 1865 the First National Bank of Denver, was organized. It had little success until 1867, when Moffat was elected cashier. He remained the controlling mind in the institution until his death, being elected to the presidency in 1880. He instituted polices and methods which led to the growth and success of the bank for years to come.
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